Governor Corbett Announces Hurricane Deductibles Will Not be Applied to Sandy-related Insurance Claims
Harrisburg - Governor Tom Corbett today announced that Pennsylvania homeowners will not have to pay hurricane deductibles on insurance claims stemming from damage caused by Hurricane Sandy.
“Insurance deductibles could have added significant costs to Pennsylvanians already struggling to clean up and rebuild after Hurricane Sandy,” Corbett said. “Insurance companies have deployed catastrophe teams to Pennsylvania and they have been advised that hurricane deductibles should not be applied to any homeowner’s insurance claims.”
Some homeowner’s insurance policies for properties in Pennsylvania have special “hurricane,” “tropical storm” or “named storm” deductibles based on a percentage of a property’s insured value. These deductibles typically range from one percent of a home’s insured value to five percent.
”We are very pleased with the initial, proactive response we’re seeing from insurance companies and their commitment to helping Pennsylvanians recover,” Insurance Commissioner Michael Consedine said. “Insurance companies are experts in managing risk and responding to disaster. We will actively monitor the insurance industry to ensure they are fulfilling their commitments to their policyholders.”
While homeowners are still responsible for paying their standard homeowner deductibles for wind and storm-related claims, they will not be hit with higher hurricane costs. If you have property damage, contact your insurance company as soon as possible.
Here are some additional tips to help when filing a claim:
- Before calling your insurance company, try to locate your policy number and other relevant information. Your company representative will prepare a “Notice of Loss” form and an adjuster will be assigned to assist you. Ask for a timeline on when your agent can help you.
- Take photographs/video before clean-up or repairs. If you have already taken your damaged items out of the house, take pictures of the debris. After you’ve documented the damage, make the repairs necessary to prevent further damage, but do not make any permanent repairs until an adjuster or company representative is able to inspect the damage and your carrier approves the repairs.
- Save all receipts. Keep a diary of all discussions with your agent or carrier. Cooperate fully with the insurance company. Ask what documents, forms and data you will need to file the claim.
Consumers with insurance questions or complaints can call the Insurance Department’s toll-free, consumer hotline at 877- 881-6388.
The Derry Township Website and the Hershey Library website is down for maintenance and will up as soon as possible.
The website for the Derry Township Police Department is still operational.
The Derry Township Emergency Operations Center will no longer be staffed after 12 noon, and the Township Board of Supervisors have decided to lift the Township’s State of Emergency Declaration.
All communications should be directed to the Police Dispatch Center at 534-2202.
Motorists are urged to exercise caution on roadways in that standing water and wet leaves present added travel dangers. Several sinkholes have formed throughout the Township as a result of storm.
PP&L is reporting that power outages may take several hours or possibly days to restore as many customers throughout the region are without power.
Information for Township Residents:
*Any Brush and Limbs residents need to dispose of may be dropped off at the Recycling Center until 5:00 p.m. today
*The Recycling Center will be open Wednesday, October 31st from noon until 8:00 p.m.
*Leaf Collection pick up will resume the normal schedule Wednesday, October 31st.
*Trick and Treat will be Wednesday, October 31st, 6:00 – 8:00 p.m.
*Reminder trash pick up for Tuesday will be delayed until Wednesday.
Sunset Drive is impassable due to flooding
The 1200 Blk of E Caracas is still closed due to down power lines. The 1900 Blk of Sandhill Rd and Eby Rd are now open.
1200 block of East Caracas ave is closed due to low hanging wires.
There is a transformer on fire on Laurel Ridge Rd. in the area of Edgehill Drive. Residents in the area may experience a loss of electricity.
UPDATE: There are live wires on the ground.
The latest prediction (10:41pm) for the Swatara Creek from the Mid-Atlantic River Forecast Center.
Peffley road is closed between Kieffer rd and Swatara rd due to trees on power wires.
UPDATE: Now that we have an official road closure we can release the TS Sandy Road Closure Map.
We will update through the remainder of the storm.
Our request that you register for Code Red has flooded the Code Red servers. If you can’t access the registration site you should try again later in the evening.
In the event we picked up any followers from the Philadelphia area, this notice of road closures was just released:
Due to high prolonged winds:
All of I 95 in Pennsylvania,
All of 676,
Non-toll Portion of I-476, I-76 from PA Turnpike to NJ line and US Route 1 to Philadelphia will be limited to emergency vehicles only 1900 – 0200.
Be aware and on the alert for sewer backflows resulting from flooding.
Bullfrog Valley Pond has spilled its banks. Nearby road remains passable at this time, but eventual closure of Wood Rd @ Bullfrog Valley Rd .
MHS, DTSD, St Joan of Arc, Vista and Hershey Christian schools all closed for Tuesday, 10/30
Hershey Entertainment retail sites (Devons, Houlihans, Cocoa Creamery & Hershey Museum) will be closed on Tuesday, 10/30.
Hershey Corporation manufacturing, retail and business offices will be closed on Tuesday, 10/30.
Current storm projections show the ‘eye’ of the storm passing south and west of Hershey. This will expose this portion of Dauphin County to the strongest wind bands associated with this storm. We have yet to experience the worst affects of this storm. Residents should brace for strong winds overnight and lasting into Tuesday afternoon.
With anticipated power outages this evening, residents are encouraged to register their cell phone numbers with www.coderedweb.com in order to receive critical emergency messages in the event that conventional phones and other notification methods are unavailable.
Chief O’Rourke updates WGAL News 8 on the conditions in Derry Township.
Derry Township Official Updates Storm Conditions
The American Red Cross will be opening the following two emergency shelters today at 3pm.
John Harris High School, 2451 Market St. Harrisburg, Pa
Lebanon Valley Expo Center, 2120 Cornwall Rd. Lebanon Pa
UPDATE: The Director of Public Works advised that leaf collection will occur only in flood prone areas of the township for Monday and Tuesday. It is hoped that regular collection will resume Wednesday or Thursday.
All direct questions regarding leaf and debris pick up should be directed to the Derry Township Public Works Department. 717-533-2057
The American Red Cross will open shelters throughout central Pennsylvania today in response to Hurricane Sandy.
The shelters will open at 3 p.m. if classes are in session and 12 p.m. if classes are cancelled.
Those coming to the shelter are encouraged to come as early as possible, and should bring identification, any medicinal needs, pillows, blankets, clothes, and any personal care items that may be needed.
Parents of young children are also advised to bring infant supplies, along with items to comfort and entertain their children.
Click on the following link for all shelters and locations
Red Cross Shelters
PennDOT has issued the following restrictions with times indicated.
All Interstates East of Interstate 81 will have the following restrictions placed at 1230 hours.
Class 9 (overweight and over dimensional trucks)
Large Combination Vehicles (tandem and doubles)
Tractors hauling empty trailers
Trailers pulled by passenger vehicles
Recreational Vehicles or RV’s
Empty straight trailers
At 1230 hours, the PA Turnpike will also have the same restrictions in place for the following locations:
From the Carlisle Interchange (Rt 76) East to the New Jersey line (Rt276) and the entire Northeast Extension (Rt 476) will have a 45 mph speed limit.